Introduction

Welcome to NetGrowth, a service provided by Net Growth LLC, located at 30 N Gould St, Ste R, Sheridan, WY 82801. These terms and conditions ("Agreement") govern the use of our website, https://netgrowthai.net ("Website"), and services we offer. By accessing and using the Website and our services, you agree to comply with and be bound by the following terms and conditions. Please read this Agreement carefully.

Broker Disclaimer

NetGrowth Funding operates as a business funding broker, not a lender. We connect businesses seeking funding with third-party lenders but do not make lending decisions or offer credit directly. NetGrowth Funding does not guarantee funding approval or terms, which are at the sole discretion of the lenders we refer to.

Acceptance of Terms

By accessing or using the Website and services, you agree to be bound by these terms, along with our Privacy Policy and any other agreements incorporated by reference. If you do not agree to these terms, you must discontinue your use of the Website and services.

Services Offered

NetGrowth Funding facilitates the connection between businesses seeking financing and third-party lenders. Our services include, but are not limited to:

1. Pre-qualification assessments.

2. Submission of business details to third-party lenders.

3. Assistance in securing business loans, lines of credit, or other financing solutions.

We act solely as a broker in facilitating these services, and NetGrowth Funding does not guarantee loan approval or specific terms.

Eligibility

To use our services, you must:

1. Be at least 18 years old or the legal age of majority in your jurisdiction.

2. Be a legal business entity or a legally operating individual.

3. Provide accurate and truthful information during the funding process.

User Responsibilities

You agree to provide accurate, current, and complete information during the application process. You also agree to notify NetGrowth Funding of any changes to your business information.

You acknowledge that NetGrowth Funding is not responsible for the accuracy of any information you submit. Misrepresentation or fraudulent activity may result in immediate termination of services and possible legal action.

No Guarantees of Funding

NetGrowth Funding does not guarantee that you will receive financing, nor do we guarantee the terms or conditions of any financing that may be offered by third-party lenders. Approval is at the sole discretion of the lender, and NetGrowth Funding does not influence or guarantee the decision.

Third-Party Relationships

We work with a network of independent third-party lenders. While we may facilitate introductions and help manage the process, your relationship with the lender is independent of our services. NetGrowth Funding is not responsible for the actions, decisions, or terms set by the lenders.

Fees

NetGrowth Funding does not charge upfront fees for its services. However, we may receive compensation from lenders for referrals that result in funding. This compensation does not affect your financing terms or obligations to the lender.

In some cases, third-party lenders may charge fees for loan origination or other services. You are responsible for understanding and agreeing to the lender’s terms, including any fees, before entering into a financing agreement.

Privacy and Data Use

NetGrowth Funding takes privacy seriously. We collect and use your information in accordance with our Privacy Policy, which outlines how we handle personal data and business information. By using our services, you consent to our collection, use, and disclosure of your information as described in the Privacy Policy.

Prohibited Activities

You may not use our Website or services to:

1. Engage in fraudulent or unlawful activity.

2. Violate any local, state, or federal laws.

3. Misrepresent your business information or financial situation.

4. Attempt to interfere with our services or Website through hacking or other malicious means.

Intellectual Property

All content on our Website, including text, graphics, logos, and software, is the property of NetGrowth Funding and is protected by copyright, trademark, and other intellectual property laws. You may not use our content for commercial purposes without our express written consent.

DisclaimersNetGrowth Funding provides services on an "as is" and "as available" basis. We make no warranties or representations about the availability, reliability, or suitability of the Website or services. To the fullest extent permitted by law, we disclaim all warranties, including implied warranties of merchantability and fitness for a particular purpose.

NetGrowth Funding does not warrant that:

1. The Website will be error-free or uninterrupted.

2. The information provided by third-party lenders will be accurate.

3. Your business will be approved for funding.

Limitation of Liability

To the maximum extent permitted by law, NetGrowth Funding is not liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to lost profits, even if we have been advised of the possibility of such damages.

In any event, NetGrowth Funding’s total liability to you for any claims arising out of or related to the use of the Website or services is limited to the amount you paid (if any) for the use of our services.

Indemnification

You agree to indemnify, defend, and hold harmless NetGrowth Funding, its officers, directors, employees, and agents from any and all claims, liabilities, damages, losses, or expenses arising from:1. Your use of the Website or services.2. Your breach of this Agreement.3. Your violation of any law or regulation.

Governing Law

This Agreement shall be governed by and construed in accordance with the laws of the state of Wyoming, without regard to its conflict of laws principles. Any legal action arising from this Agreement shall be brought in the courts of Sheridan, Wyoming.

Dispute Resolution

Any disputes arising under or in connection with these terms shall first be addressed through good-faith negotiations. If a resolution cannot be reached, the dispute shall be resolved by binding arbitration in Sheridan, Wyoming. 

Modification of Terms

NetGrowth Funding reserves the right to modify these terms and conditions at any time. Changes will be effective upon posting to the Website. Continued use of the Website or services following such changes constitutes your acceptance of the modified terms.

Termination

NetGrowth Funding may terminate or suspend your access to our Website or services at any time, without prior notice, for any reason, including breach of these terms.

NetGrowth SMS Terms

1. NetGrowth provides business funding coaching, and consulting services. We use SMS to announce new events or trainings, send reminders of scheduled appointments and provide critical client information regarding their accounts.

2. You can cancel the SMS service at any time. Simply text “STOP” to the shortcode. Upon sending “STOP,” we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.

3. If you experience issues with the messaging program, reply with the keyword HELP for more assistance, or reach out directly to [email protected] Carriers are not liable for delayed or undelivered messages.

4. As always, message and data rates may apply for messages sent to you from us and to us from you. Message frequency varies. For questions about your text plan or data plan, contact your wireless provider.

5. For privacy-related inquiries, please refer to our privacy policy.